PRIVACY POLICY

At Valley Mortgage, Inc. we recognize the need for privacy and confidentiality of client information. In support of this concern, Valley Mortgage, Inc. has adopted the policy herein to  help maintain and preserve the confidentiality of customers' nonpublic personal information. The following affirms our continued efforts to safeguard customer information.

Information We Collect

At Valley Mortgage, Inc. we gather nonpublic personal information about our customers as may be necessary to conduct business. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we may receive from you include your name, address, telephone number, social security number, credit history and other financial information.
• Information about your transactions with us or others. Examples could include: payment histories, account balances and account activity.
• Information we receive from a consumer credit reporting agencies. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• From employers and others to verify information provides by you. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your questions It will NOT be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, you are providing explicit consent to transmission of data collected on the website.

At Valley Mortgage, Inc. we treat your information as confidential within our company and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.