Come and work with the Professionals
Contact any one of our loan officers, Ron Johnson, Ray Perhus, Hollie Rud, Deb Anstadt, Jared Blankenship or Brian Johnson for a free pre-approval.
Our business is built on a reputation for honesty, integrity and dependability. At Valley Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.
As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time. Working with numerous lenders gives us the ability to find the right loan for your budget.
Any Residential Loan (100% finance options)
Recent Bankruptcy, Foreclosures or Bad Credit is OK
Second Home and Investment Property Loans
Low Down Payment (ZERO to 3% Programs available)
Fixed Rate Loans, Adjustable Rate Loans
Construction or Home Improvement Loans
Great Interest Rates
ND Housing Finance Agency, FHA, VA, Rural Housing and Conventional Loans
When you search for your dream home whether it be in Fargo or another location take comfort in knowing that Valley Mortgage will help you through every step of the way. You can choose to visit us in one of our warm and inviting offices strategically placed throughout North Dakota and Minnesota or we can come to you in the comfort of your own home. So if you are in the market for a new home, refinancing your existing loan or if you just want to lower your existing mortgage payment contact us on by phone, e-mail or online.
Below are a list of items we may need to process your application in a timely manner:
Most recent paystubs (covering the last 30 days)
Employment history for the last 2 years
Most recent 2 years Personal and Business Tax Returns (if applicable) & W-2’s
Bank statements for the last 30 days (all pages) for all deposit accounts (checking and savings)
Most current statement for investments accounts (all pages) (401K’s, retirement, stocks, bonds, etc…)
